Guides
Risk Scoring
How to leverage Barocline 0 – 10 natural hazard risk scores
The 0-10 scale
Athenium risk scores quantify weather peril exposure on a 0-10 scale:
| Score | Risk level | Interpretation |
|---|---|---|
| 0-2 | Low | Below-average exposure |
| 3-4 | Moderate | Average exposure |
| 5-6 | Elevated | Above-average exposure |
| 7-8 | High | Significant exposure |
| 9-10 | Very high | Extreme exposure |
Available risk tools
Weather risk (6 perils)
location_weather_risk covers:
- HAIL
- HURRICANE WIND
- HURRICANE SURGE
- RAINFALL
- TORNADO
- WIND
Flood risk
location_flood_risk includes FEMA flood zone and proximity to water features.
Wildfire risk
location_wildfire_risk includes fire season timing and historical wildfire occurrence.
Use cases
- Insurance underwriting: Score a property address before quoting
- Portfolio analysis: Batch-score locations to identify concentration risk
- Due diligence: Assess weather exposure for real estate or infrastructure investments